** Beginning October 3rd our new hours will be 8:00 am to 4:30 pm **

The Credit Union wishes to notify all account holders that effective July 1, all dormant accounts containing less than $100.00 will be assessed a dormant account fee in the amount of $10.00 per year. This fee is necessary to cover the cost of maintaining accounts with the credit union. If your account has not had any activity in the past year. If your balance is below $5.00 the account is subject to being closed.

 The New Way To Buy A Car - Powered by the TRUECar Certified Dealer Network

Please Beware:
If you receive a check in the mail for a winner of the  National Lottery . 
These checks are Counterfeit.Happy Valley Credit Union did not issue these checks.




https://hvcusel.merchantsinfo.com   Activation LInk for ID Theft Program    
https://hvcu-tn.merchantsinfo.com  ID Theft Education

INTERNATIONAL TRANSACTIONS BLOCKED!! If you want to do a transaction using your Visa debit card or ATM card while traveling or living outside the U.S., or by phone or computer with an international business, you must call us at (423) 542-6078 during our normal business hours to 'unblock' your card.





Earn more points in more ways with your Happy Valley Credit Union  Visa Check Card or your Visa Credit Card. Choose from millions of  rewards you truly want. The choice is yours. You have access to  hundreds of retailers where you earn big rewards, and there are million of redemption choices!  Watch your points add up each time you shop with your Happy Valley Credit Union Visa® Check Card or  you Visa Credit Card.  Register today at www.uchooserewards.com

You Shop You Choose You Earn

It's that easy!  The more you shop, the more points you earn!    Sign up Today!     




Access your Online VISA Account


Happy Valley Credit Union NMLS #500109

Courtesy Pay---Now available HVCU EMAIL FRAUD ALERT

Lost or Stolen Visa Debit Card


Purchasing a Vehicle

Purchasing a new or used vehicle can be stressful. Let one of our loan officer’s help walk you through the process of purchasing and financing your next vehicle.We offer competitive rates of interest and can help you find a vehicle that fits within your budget. We can assist you with purchasing Credit life and Credit disability insurance that will protect your investment if you are unable to make your monthly payments. We also offer
payroll deduction for automatic payments and offer other products such as GAP Insurance

Lost or Stolen Visa Credit Card